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Trusted by Buyers and Sellers across all 36 states in Nigeria
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Buy from anyone - Sell to anyone. No fear.

LokPay protects payments between buyers and sellers

Shop safely from WhatsApp, Instagram, TikTok, Jiji, or any Facebook vendor without fear. Your payment is held securely and only released after you confirm delivery. You get exactly what you paid for or your money back, zero scams, zero Excuses

For Buyers

Pay safely without trusting strangers
Money is released only after delivery
Guaranteed refund if the seller fails
No ghosting. No excuses.
Works directly inside WhatsApp & social media
Create an account to track orders payments & refunds Create Free Account

For Sellers

Instantly build trust with new buyers
Only serious buyers pay through your payment link
Stop losing money to fake pay on delivery orders
Delivery cost is always covered despite cancellation
No fake alerts or unserious orders
Get paid once delivery is confirmed

Buyers & Sellers already closing deals safely with LokPay

What our Buyers & Sellers are Saying

Join active buyers & sellers closing deals every day

Start buying & selling now - its free !

How It Works

A simple, secure flow that keeps buyers and sellers safe — no fake alerts, no scams.

1

Sign Up as a seller & Create Your Secure payment Link

Create an account and click on create paylink - Enter your product details, we generate a secure payment link where you will begin accepting payments for your product.
2

Copy & Share Your Link Anywhere

Buyers on WhatsApp, Instagram, TikTok, Facebook and Jiji can pay safely through your link. Funds are held securely untill delivery.
3

Buyer Confirms. You Get Paid

Once the buyer confirms delivery, LokPay releases the funds instantly. No fake alerts. No disappearing buyers. No fear.
Bank-level Security
PCI DSS Compliant
Trusted Escrow Provider

Join active buyers and sellers closing verified deals every week with zero scams.

❓ Frequently Asked Questions

Can’t find your answer?
Talk to our Support

How do I know my money is safe from scams?

Your payment is securely held and only released to the seller after you confirm successful delivery. Sellers never receive funds until you approve, keeping your money fully protected.

You may cancel/reject the item at the point of delivery. If you do, the product price will be refunded immediately. Delivery and service fees are non-refundable as they cover logistics and processing costs.

Refunds are processed within 24 hours and may take up to 1–3 business days to reflect in your bank account, depending on your bank.

We verify payments before delivery. You only release the item when payment is confirmed, eliminating fake alerts.

If delivery is confirmed but the buyer fails to respond, LokPay automatically releases your payment after verifying successful delivery.

Yes. Seller accounts may be temporarily restricted after repeated failed deliveries. Buyers remain protected at all times. Any restriction is communicated clearly and lifted after verification.

We support bank transfers, debit cards, and mobile payments. All transactions are fully protected by LokPay.

Yes, you can cancel order if the delivery time expires without successful delivery. The product price will be fully refunded, while delivery and service fees are non-refundable as they cover logistics and processing costs.

The delivery fee is credited to the seller. This ensures sellers are fairly compensated for delivery costs, while the buyer’s product price remains fully protected.

🎭 How Much Have Scammers Taken From You?

Answer 3 quick questions to see what LokPay would have saved you.

Q1 How many fake alerts or scam deals have you faced?
Q2 On average, how much did you lose per deal?
Q3 What was your biggest single loss?
ZERO LOSS

LokPay Would Have Saved You:

0

With LokPay escrow + logistics, 100% of this money would still be in your account.

🚀 Create Your First Safe Deal Now